When the right deal hits the MLS or an off-market wholesaler, you don't have time for a bank's 45-day underwriting process.

Ideal for: Residential renovations and short-term "gaps" between purchase and refinance.

Closing: 10 days or less.

Terms: 6 or 12-month interest-only.

We are developers ourselves. We understand the hurdles of ground-up construction in Utah and offer a draw-heavy structure to keep your project moving.

Structure: Up to 4 draws to fund construction milestones.

Property Types: Single-family, townhomes, and multi-unit.

While most lenders shy away from "dirt," we lean in. Thanks to our background in land development, we offer high-leverage land loans that others simply can’t match.

LTV: Up to 65% (Same as our residential programs).

Flexibility: Use land equity to cross-collateralize other projects.

From retail strips to apartment complexes, we fund commercial assets across the state of Utah.

Loan Range: $100K to $2M.

Approach: We look at the asset's potential, not just the borrower's tax returns.